Homeowners insurance sometimes costs more than it should, but taking advantage of incentives and various discounts can lower those expenses. The types of features around a house, such as a fence, can also affect the property. Continue reading to learn whether having a fence can lower home insurance rates.

Extra Security

Fencing significantly reduces the risks associated with burglary or vandalism. As a result, you can expect your home insurance rates to decrease. Many companies view fences as they would alarm systems and other security options that make thieves more hesitant to break into a property.

A fence is a barrier that makes it more challenging for intruders to access your home. Additionally, fencing reduces the visibility of any objects inside the house or around the yard, so thieves may not be as enticed to break in.

Fencing Types

A wood fence can be considered a costly feature because the material is more likely to decay or attract bugs and insects, which can lead to pest infestation. However, depending on the location, the wood may be resistant to certain types of damage, encouraging insurance providers to lower your costs.

A fence and iron contractor can help you select the most suitable materials, ensuring you don’t compromise safety, privacy, and appeal. Some fencing materials include stone, wood, metal, vinyl, and chain link. For example, when they choose wrought iron fences, Santee homeowners get the benefit of outstanding durability combined with exceptional beauty.

More Durability

In addition to increasing your property’s value, a fence provides a durable feature that requires low maintenance. Insurance companies may view a fence as being stronger in harsh weather, such as storms.

A well-maintained fence is less likely to fall, so insurance companies may feel it will withstand the weather and protect your home. This requires fewer repairs and replacements, saving the insurance provider time and money and allowing them to offer you a discounted rate.

Other Factors

Noise reduction is one reason many homeowners choose fences, along with privacy and safety for their cats, dogs, and other animals. The materials used for fences tend to absorb or reflect sound waves, making it more challenging for clatter to pass through. Instead, the noise will be deflected in different directions away from the fence, giving you more quiet.

You can enjoy the comfort of your home, both indoors and outdoors, without feeling watched. This also applies to your pets, who can roam the yard safely and off-leash because of the fence. 

Before adding a fence, contact your insurance provider about costs and available discounts. Working with a high-quality fence and iron contractor, as opposed to taking on the role yourself or working with individuals who lack the knowledge, materials, and experience in this area, can also make the fencing project less stressful and more durable, a benefit for insurance rates. 

Fred’s Fencing has been providing Santee with top-quality fencing since 1984. With over 50 years of experience, we offer a wide selection of wood, chain link, and iron fencing Santee residents can rely on to enhance the style and security of residential, commercial, and industrial properties. We specialize in manufacturing decorative fences and gates for various purposes, such as pool, backyard, and dog fencing. To learn more about our high-quality craftsmanship, contact us today.